I think that Howard guy has to be about the poorest "advert" for Halifax that they could wheel out. I mean the first couple of adverts with him in them were acceptable but let's face it this guy must get more air time than Sir Trevor McDonald, but now with these recent adverts it is really showing the amateur dramatics to be of a very poor standard, surely "Howard" must be worth a fortune now or does he just do them to boost his ego (very possible looking at him).
You are correct in saying that the "cuddly" sexbomb in the opening sequence does get me looking for my extra strength viagra and wondering if they do anything stronger (A real 10 pinter!!). She does bear an uncanny resemblance to Mick McManus ... on a bad day.