I don't even own a BT headset...and have never used one enough to need one. I feel like a supreme dork with one on walking around like some do, and feel like they look like the same. Driving "hands-free" is one thing...walking around appearing to be talking to yourself is odd...and in some cases can be very rude to those around you IMO.
Nope, if the handset earpiece volume isn't loud enough for me to use the handset itself as a mobile phone...then it doesn't pass muster, at least for me.
I feel like Nokia...and most other manufacturers as well...are so scared of stupid litigation from someone swearing their hearing was damaged because of a "too loud earpiece" that they have become almost like a "Big Brother", setting standards for volume that are mostly too low...even at max settings. My only desire is that they at least give me, the consumer, the adjustability to pick the volume setting instead of it being picked for me. I'm a big boy and can fend for myself...