...still get liability insurance? Well, I want to start a dog walking"operation". I do not want to get a business license, and I want to get liability insurance just in case and god forbid something were to happen to the clients dog. If I can't what are my options? What should I state in the contract that would relieve my client and assure them the dog would be safe even if i dont have the insurance. One good thing is I can afford to pay if something were to happen. but anyways. A little help would be great thanks to those who answer.