HELP WITH FINANCIAL ISSUES! Need a Car!?

[Lauren F]

I would both see if you can work some more daytime hours and pick up a little extra pay, then save that extra pay in a savings account until you get $1,000 saved up. Then try to find an ugly, but safe, used car that you can buy for less than $2,500, and take out a loan for the remaining $1,500. If you borrow $1,500 and pay it back over a year, you will only have a payment of about $30 - $35 a week. Maybe a friend or family member could lend you that amount.

Where to look - start by putting out the word among friends, family, church to see if anyone is selling an older used car. Look in the classified ads in your local paper. Look on craigslist. Ask a local mechanic where he would go if he wanted to buy a used car.

 

[some1u_wil_neva_meet]

Here's the deal....
Me and my gf need a car asap.
She gets off late and so do I after the bus is running.
Guys she wrks wit hav to giv her rides to make sure she gets home.
She makes 9.50 an hr and 7.25 somedays if she is not running the shift at pizza hut.I also wrk at pizza hut making 7.25
She gets 35-40 hrs and I get 20-30 hrs

This is gettin stressful....
What can we do to get driving without a car payment evry mth?
Any one know of any places in GA with less car payments.

I can't buy a car because my licsence is suspended but she can.
I told her bout a spot that 500 dwn and 125mth and she refused...."u know how long ill be paying on that car?"

I'm not sure wat we can do or have to do....
How much do we need to save to get a decent car and where do we go?

Please some1 give me some advise. I'm losing it.
This whole thing is getting on my nerves and its like we have no where to turn.

How much we need to save up?
How long will it take?
Where do we go? Not exact loaction but like by here pay here,auction,etc.

Our rent is 475 not including electricity and a cell phone bill which is 60 a mth.

Sry 4 all my personal info,but I need help.

Thx

 

[spalmer]

If you save $1,000 - $1,500 you should be able to find a used vehicle that runs. If you want a nicer used car, save around $4,000 or more. Make sure that you cut out all unnecessary expenses: eating out, cable, internet, shopping, etc to save the money. Look for a second job or side jobs (lawn care, babysitting, tutoring, etc.) in order to save more money as well. If you choose to have a car payment (or if your girlfriend chooses to), look for an inexpensive vehicle $7,000-$9,000 and provide a down payment of at least $1,000 to $1,500. The payments will be monthly spread over 5 years and yes, it will cost more than the original price because of the interest. Look on Craigs List or shop around for used cars to see what you can afford. Always have a vehicle inspected by your own mechanic prior to purchasing... it'll save you a lot of trouble down the road.