Looking forward to the day I can stop using them. Fuckers sent a letter saying if we are ever late on a CC payment our interest will go up to 29% indefinately.
Hell, my mom got the same letter and she has had 0 balance for years on hers.
its not trading at 30% of book for nothing. All of the banks are probably overvaluing their assets by 40% or more. Look at the losses the FDIC has taken on bank failures. Time to bring back mark to market. Let the losers lose and let the winners win.