A question for educated Liberals/Democrats?

A

as.erwin

New member
Recently the Senate passed H.R. 3590, the "Patient Protection and Affordable Care Act". A provision of this bill includes an individual mandate to purchase a "qualified" health insurance plan.
At the moment, and for a few years now, I am self insured. That is, I don't carry health insurance. I have found that it is cheaper and easier for me and my family to just deal directly with our health care providers... I am going to lose this right.

Do you support this? And how do you justify it? Not just ethically, but Constitutionally?

I don't block or report anyone, so I will just ask nicely... if you have nothing to contribute, spread your hate elsewhere! I am looking for a real dialogue here.
Car Insurance - No, I am NOT required to carry car insurance... unless I drive, which I CHOOSE to do! Health insurance will charged for LIVING in this country... (at least, living legally)
Dickens Cider - I have the same thing... along with a high yield IRA that I contribute to weekly.
 
You do realize you are considerably the luckiest 1% who can be self insured as you claim. However remember that your story does apply to others the majority do not fall under your category. This is the price you pay by living in a democratic republic. If you are the minority vote in the republic you lose. That's how the game is played.
 
reality has a liberal bias is always wrong.

Mandating car insurance is covered under STATES RIGHTS not under the enumerated powers act.

The federal government has no power under the constitution to force someone to purchase a private product mandated by congress.

Driving is a privilege not a right and you can opt out of driving.
 
If an uninsured motorist gets into a car accident tomorrow and is rushed to the hospital, that hospital is legally required to treat them. Currently there is no legal requirement to carry health insurance. This is an obvious inequity resulting in millions of dollars being tacked-on to the hospital bills of the insured. Over the last 15 years this practice has caused insurance premiums to rise 4 times faster than inflation, yet during that time coverage options have decreased and HMO profits have increased.

Today 75% of all personal bankruptcies are caused by medical bills - of that group over half had insurance at the time of their injury or illness. Again - over HALF carried insurance yet were still forced into bankruptcy.

If hospitals had no legal requirement to treat the uninsured, I would agree with you. But you and I both know the first time someone is allowed to die on the street that law would change.

Inaction is no longer an option. It's just nothing.
 
Well, what would happen if one of you got really sick? Catastrophic care is ridiculously expensive. Are you ready to pay $1000/day for Catastrophic Care?

But, if what you say is true AND you don't get sick, then you would be one of the few losers in this regard. But, 30 million uninsured would be insured. Its a question of the general welfare.

Additionally, the healthcare probably won't be much higher, and especially for young children you might gain as you will be able to afford more trips to the doctor that you may have skipped for yourself and your wife in order to pay for your children's visit. (I was discussing that with a conservative friend of mine whose opinion on government sponsored health care turned around on his second visit to the doctor for his newborn).

It's like anti-terror spending. Terrorists aren't going to attack Des Moines or Tulsa anytime soon, but in the interest of safety of all Americans.


Also, with more people insured, there will be more supply of health insurance which according to all laws of supply and demand NOT published by the insurance companies will make health insurance cheaper.

---Neocons hate me also explained the issue of free care at hospitals well. This will further decrease the cost of your care.
 
I have done the same thing...it works so long as you're relatively healthy. I carry catastrophic insurance it only kicks in after I meet my $10,000.00 deductible. It is affordable and will keep me from going bankrupt.

Edit:
Why do people keep using the car insurance comparison? Aren't you people intelligent enough to know the difference? Owning a car is a choice...you have to license it and pay property taxes on it. If you choose to drive it on public roads you are required to have liability insurance to protect other people. That does not compare to being forced to purchase health insurance...you'll have no choice...no opt out.
 
I think you are correct. You will be fined for not having an insurance plan. My employer will be taxed more because they provide one of the so-called "Cadillac Plans". I think the entire thing is unConstitutional.
 
Back
Top