Would getting an 06 honda civic ex raise your insurance rate a lot?

[Put Jesus First]

The newer car doesn't necessarily make your insurance go up. My husband had an '86 Chevy truck & when it died, he bought an 02 Dodge truck and our insurance went DOWN, not up. Both vehicles were payed for. No lien holder. Only liability coverage. Try getting an insurance quote to see how the new car will affect your policy. Good luck!

 

[mbrcatz]

Well, is the new car WORTH more than the old car? Most likely, yes. Did you have collision and comprehensive on the old car? Most likley no.

How much the rate goes up, depends on if there's an actual coverage change, what the rating factors were with the old policy, and what the rating factors are with the new one (your credit could have changed, and you might not have been charged for both accidents at the old policy, AND, you might be adding coverage).

YOUR AGENT can tell you.

But if you had just liability before, and you're paying cash for this new car, then you won't see any increase for the new car - becuase you aren't COVERING the new car.

The safety of the car, doesn't have anywhere NEAR the impact on the rates, as the safety of the driver.

 

[Kristina]

i have a 95 ford taurus and i got in 2 accidents and was kicked off my insurance and now i'm on another insurance and it's higher. i understand that when you get a newer nicer car then your insurance goes up. but what about if you get a really safe car like the honda civic? would it double my insurance rate or anything really bad like that? thank you!

 

[Put Jesus First]

The newer car doesn't necessarily make your insurance go up. My husband had an '86 Chevy truck & when it died, he bought an 02 Dodge truck and our insurance went DOWN, not up. Both vehicles were payed for. No lien holder. Only liability coverage. Try getting an insurance quote to see how the new car will affect your policy. Good luck!