i have been looking at the foreclosed homes in my area, and there are some outstanding deals out there right now.
i have made some terrible decisions in my past regarding my credit, and after living and learning, i wonder how often, if at all, lenders are willing to give second chances this early in the game (i filed in '06).
should i just stop looking at these homes and stop dreaming and face reality, or is there hope?
the reason i am looking into buying is because we have a child on the way, and our one bedroom, tub-less (we only have a shower stall) apartment is not going to cut it with the baby, at least not after the first couple of years.
he has a repossession against him, so neither of us have great credit.
should we just get accustomed to renting, or is there hope for us?
he works full-time making $13 an hour with overtime every week, and i work 2 part-time jobs. we have no other bills except electric and phone. our vehicles are paid off, we have no credit cards and no loans at all whatsoever.
i don't know if i have given enough information, or if it just varies from lender to lender, or what. i will be a first time home buyer and so will he.
thanks in advance!
i have made some terrible decisions in my past regarding my credit, and after living and learning, i wonder how often, if at all, lenders are willing to give second chances this early in the game (i filed in '06).
should i just stop looking at these homes and stop dreaming and face reality, or is there hope?
the reason i am looking into buying is because we have a child on the way, and our one bedroom, tub-less (we only have a shower stall) apartment is not going to cut it with the baby, at least not after the first couple of years.
he has a repossession against him, so neither of us have great credit.
should we just get accustomed to renting, or is there hope for us?
he works full-time making $13 an hour with overtime every week, and i work 2 part-time jobs. we have no other bills except electric and phone. our vehicles are paid off, we have no credit cards and no loans at all whatsoever.
i don't know if i have given enough information, or if it just varies from lender to lender, or what. i will be a first time home buyer and so will he.
thanks in advance!