Will I get approval from Toyota financial?

[R.N.]

Yes, you should. With a good credit record, and with what you are paying down, you should be able to. I got a 2006 Toyota Corolla, I had 2 payed off cars, and no Credit to show of, because I did not have any credit cards, now I have 1. It is payed off. Also, on your monthly payments, make $20 or $30 extra payment every month, that will help get it paid off sooner.

 

[nukem_thebomb]

I am wanting a Toyota Tacoma, but i have 2 payed off cars, 1 repo (which was a really bad mistake on my part) FICO Score is 550.. 2 others collections(that were paid off)
I called about buying a truck that they want 27,300 for.. i told them i would put half down.. initially it was turned down, but the finance manager told me that he has alot of ammo to throw back at them..
by the way i've had the same job for 8 years..
so almost 14,000 down... are they smoking if they do not bite? I have not been late on anything 3 years now.
why would they deny a 13,000 dollar loan for a 27,000 dollar truck even with my credit history! It's like having a secure truck loan, if it gets repod.. which it won't.. they will OWE me money.
I have enough money to pay cash for the truck, but all i want is to keep rebuilding my credit.. what a bunch of retards!!!!