God, I hate my health insurance.
It pretends to be a plan that covers in-network at 100% after I've met the (extremely high, mind you) deductible.
But actually, there's a maximum yearly cap on like, every form of on-going care out there. Therapy? Oh, 10 visits a year. Because everything can be solved in 10 visits. Chiropractic? $1000 per year max. And unless it's perhaps the cheapest chiropractor ever, that's what, 7 visits? Maybe?
I pay thousands of dollars out of pocket for the supposed privilege of having my medical care completely covered after I've done so. Why am I paying so much when you don't actually do so??
This doesn't even get into the fact that they fought me for over a year on a lousy $300 payout -- peanuts to them, but for me, especially at the time, a huge amount of money. And the end result? They finally acknowledged that they shouldn't lie and say it was variously "experimental" or something they didn't cover at all. (It was a light therapy box, not only extremely common therapy, but backed by research done by the fucking Mayo Clinic, among others.) So they covered it at fucking 10%. That's right, I got 30 bucks. On a policy that "covers at 100%."
Holy fuck, where's my healthcare reform? Please? I need it now!