Where would an eviction show up on my credit?

  • Thread starter Thread starter Eddie L
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Eddie L

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I have a copy of my credit report. I had an eviction a few years ago, and I don't know where it would be. I am applying for an apartment tommorw and I would like to know where they would check for that. If it doesnt show up as a judgement will I be ok?
 
Normally it wouldn't, unless the place you rented to consistently made reportings to a credit company (this is assume the eviction was for failure to pay). If the eviction was just for being a bad tenant (like "too noisy") it would never be reported to a credit agency. If the police were never involved, particularly if there was no conviction, there'd be no public police record either, most likely.

If you rented from a small agency or landlord, I'd bet dollars to donuts it's not there. Most landlords and rental companies have better things to do than put stuff on credit reports.

THAT SAID, there are some groups they can subscribe to - in certain states - that share information about bad tenants. Most don't, but some of the larger angencies might. At any rate, either they say yes or they say no. They won't throw you in jail, and a rejection wouldn't be on a credit report.

Most likely, you're okay. Just don't sign up for anything you can't handle, is all, unless you want to go through all that again.

Good luck!
 
yes, I would think so. Usually, court proceedings that end in evictions show up on the report as judgments. Perhaps, you got lucky and it wasn;'t reported to the credit bureau ,or it is old and got cleared.
 
If you can't find it on your credit report it might have been left off, but don't count on it. We didn't have a recent rental history because we'd been living with my grandparents to help take care of them for about five years, so I had to just apply at every place in town and accept the first that would take me. It's an overpriced one-bedroom and has more cockroaches than I could ever count, but it will build a rental history.

Weird as it sounds, in some cases it's easier to buy a home. You could always try to qualify and maybe get a teensy condo or something. It's worth thinking about.
 
It might not show up on your credit report but if they do a public records check at the local county website or court house it will show up
 
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