H
HDSoftailGirl99
Guest
I got a rate hike notice from a bank on a credit card and they gave me an option to opt-out, but they weren't clear about paying the balance off. I called the number but the recorded message was still was not clear. It reads to me that if I don't pay the balance by a certain date, that they will retro charge me the finance charges from the beginning of the balance. I haven't used the card in two years because it was a special finance offer for home flooring, I just owe a balance.