i have 5k still on my car note, the engine is blown and have not been able to get it to a repair shop. i can not afford to get it fixed at the moment, not having credit cards and still on a tight budget. There are two options that i am considering are to pay the car off, then fix it... or simply save to fix it while still paying it off.... its a model vehicle that isn't made anymore, so its a bit of a collectible...