If you have access to a radio shack, check out their phones. There selection is not as good but their prices are much better and they can do everything there. We got a new contract for my daughter there and and upgrade for me. Here's an example. Lg xenon was $39.99 at radio shack. At att it was $99 after the $50 rebate, which means you pay way more up front. My phone was free at radio shack and also $99 at att. You can do it all online too.