...collapse and poverty? I'm used to spending whatever I want for whatever I wish. I've racked up over $400,000 in debt living this way.
My father told me to downsize my lifestyle, get a second job, practice being frugal, consolidate my debts and get a low fixed interest rate, and make paying off my debt my first priority.
I don't think that's the smartest way to solve my problem. I'm thinking the smartest way to go would be if I take out a large loan from the Chinese, Italian and the Jewish mafia, and use that money to continue to live the way I have been living. I think the best way to avoid financial collapse and poverty is to run up more debt with the shadiest sharks around, and spend more. By the time those loans are called in I'm pretty confident that by then I will be the next Bill Gates raking in billions off some invention I haven't thought up yet.
Who is right about the best method to avoid personal financial collapse and poverty, me or my dad? I'm at a crossroads here.
My father told me to downsize my lifestyle, get a second job, practice being frugal, consolidate my debts and get a low fixed interest rate, and make paying off my debt my first priority.
I don't think that's the smartest way to solve my problem. I'm thinking the smartest way to go would be if I take out a large loan from the Chinese, Italian and the Jewish mafia, and use that money to continue to live the way I have been living. I think the best way to avoid financial collapse and poverty is to run up more debt with the shadiest sharks around, and spend more. By the time those loans are called in I'm pretty confident that by then I will be the next Bill Gates raking in billions off some invention I haven't thought up yet.
Who is right about the best method to avoid personal financial collapse and poverty, me or my dad? I'm at a crossroads here.