Let me chime in here and say -
With Cell Phones now being the norm allowing for socitiy to be ever more so mobile
and
Living in Big Cities like Chicago, DC, NYC, Philadelphia
I would not conisder having a Plan that doesnt include Long Distance Calling, (having only Area Wide Coverage is another thing all together, meaning you can leave you city without paying Roaming)....I know for a fact from living on the E Coast and Between NY, Philly and DC (and I'm sure Chicago is the same) that its becoming quite normal for people to have area codes from all over the US...My friend/co-worker has a FL area code and his wife has a NY nuraber...
All basic cellphone plans should include domestic long distance...Or else you will find there are alot of people right in your hometown that you cannot call with paying the LD charges.
Area Wide Plans - well that depenRAB on how much you travel outside you local coverage area.