What are the deficency jugement laws in the state of North Carolina?

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cancer_6985

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I purchased a car, was out of work due to a pregnancy and my bill fell behind. I paid on my car so they would not come take it if not the whole amout a partial payment was made. they came and took my car two weeks before Christmas with out a notification or anything. Now they are threatning to tag the remaining balance on a vehicle I have and are currenlty paying for or taking me to court. Is this legal??
 
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