Back in May I was in a car/deer accident and the vehicle was totaled. I had just purchased it back in November from Bangor Car Care and am still making payments. My insurance company determined that the price the vehicle was sold at was twice the Kelly Blue Book value and they would only cover up to that. I have been maikng all of my payments on time since then but, have recently ran into some financial difficulties and HATE the fact that I am paying $240 a month on a vehicle that I no longer own. Please help.
A few months ago I was in a car/deer accident and the vehicle was totaled. I had just purchased it back in November from Bangor Car Care and am still making payments. My insurance company determined that the price the vehicle was sold at was twice the Kelly Blue Book value and they would only cover up to that. I have been maikng all of my payments on time since then but, have recently ran into some financial difficulties and HATE the fact that I am paying $240 a month on a vehicle that I no longer own. Please help.
I looked and the kbb value is really half of the price; the dealer will not answer my calls or return messages and the insurance will not negotiate.
I am currently a full time college student and am working full time. There is no way I could get a second job until the summer; at that point the loan should be paid off anyway.
And the insurance company got the salvage; I dont think I could have sold much. We swerved and did a u- off of the interstate at like 65, rolled three times, came off of the ground on a hill and landed in some trees.
A few months ago I was in a car/deer accident and the vehicle was totaled. I had just purchased it back in November from Bangor Car Care and am still making payments. My insurance company determined that the price the vehicle was sold at was twice the Kelly Blue Book value and they would only cover up to that. I have been maikng all of my payments on time since then but, have recently ran into some financial difficulties and HATE the fact that I am paying $240 a month on a vehicle that I no longer own. Please help.
I looked and the kbb value is really half of the price; the dealer will not answer my calls or return messages and the insurance will not negotiate.
I am currently a full time college student and am working full time. There is no way I could get a second job until the summer; at that point the loan should be paid off anyway.
And the insurance company got the salvage; I dont think I could have sold much. We swerved and did a u- off of the interstate at like 65, rolled three times, came off of the ground on a hill and landed in some trees.