What are my options to get my car back from the insurance company?

A

Amrit S

New member
I got into an accident about a week ago. the front passenger side was damaged. the insurance company told me today that it was a write off. they wouldn't be able to fix it, which is complete bull. It is a 98 Honda Civic with 200,00 km on it, and they are giving me $2800. What can i possibly do? Can I get my car back and repair it myself (by myself i mean a body shop i will take it too out of my own pocket)? What happens in that case? Will they give me any money or would i have to pay them?
 
Yes. This is called an owner retained salvage. The settlement amount will be lower because you are keeping the car, rather than selling it to the insurance company, but that is always an option. If it's a good, reliable car and you have the contacts and wherewithal to fix it, tell your claims adjuster that is what you want to do.
Happens all the time.
 
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