Warning! Crockpot "warm" setting!

Goomba wrote:





COBRA coverage has always been available regardless of pre-existing
conditions. That is why it is more expensive.

Whether this has changed under recent law, I am not certain.

Steve
 
"Omelet" wrote in message
news:o[email protected]...

I should have said free or reduced price treatment. Here, I think it is
done somehow through the state of WA. I don't know the particulars. My
friend's grandson (young adult) had a knee injury in Eastern Washington some
long time ago and is now awaiting surgery. I believe in his case he is
required to pay a small amount. He was laid off some time ago and was on
unemployment at the time. Not sure if he still is or not.

I just know that he went into the ER because he knew that was the thing to
do but he didn't think about the payment aspect of it. His mother (for
reasons I won't get into here) was unable to do what needed to be done in
terms of paperwork and phone calls and such so my friend had to do it for
him. Well I guess technically she didn't *have* to do it for him, but he
would never do it himself. He is sort of of that age and mindset where
consequences just are meaningless to him. Nobody in the family has enough
money to pay his bills for him. So he will eventually get the surgery.
However it may involve him having to see a Dr. somewhere else in the state
and because he has no form of transportation, he may or may not be able to
do this.
 
"Nunya Bidnits" wrote in message
news:[email protected]...

True if you have no insurance.

Years ago, the company I worked for was fool enough to get us some insurance
that paid 100% for ER visits. Dr. visits had a high deductible and one that
I was never sick enough to run up. As you can imagine, most people went to
the ER for anything and everything. That lasted maybe a year. They quickly
changed the way the insurance worked.

They also were stupid in the way that they handled pregnancies. I didn't
get pregnant while I worked there so don't know how much they actually paid
on that, but pregnant women were automatically covered. Because of this, we
got countless women who knew they were pregnant, but not to the point of
showing yet. They got part time jobs just for the insurance.

That too quickly changed. Not only did a person have to work there for 6
months before they could get insurance, but they no longer covered part time
employees. That eventually changed too after I quit. I think now they do
offer part time employees some sort of insurance for a price they likely
can't afford. And I've been told it isn't much good anyway.
 
"J. Clarke" wrote in message
news:[email protected]...

I don't know about that. Used to be in Seattle, Harbor View was the place
to go if you could not pay. If your condition was not life threatening,
they would send you there. Not sure if that is the case any more or not.
 
Julie Bove wrote:





Good question. I do personally know an individual who was turned
down at an ER recently for what he thought was a critical situation.
Such persons might pick another ER and go there.

The link above, where basically a person was turned down because
they did not arrive in an ambulance, is interesting to me because
in my area (Berkeley), the ambulances will not take people to the
ER where many/most people have their health coverage (Kaiser).

So for example, a couple months ago a neighbor had severe abdominal
pain (it turned out to be appendicitis) and so she got my wife
to drive her to the ER. Another time, years ago my wife had a
corneal abrasion so I had to get a taxi and we went to the the ER that way.

It has to be something on the level of a heart attack or arterial
bleeding before you actually use an ambulance around here.
And of course a non-ambulance cannot drive into the ambulance bay,
so you must double park and assist the patient in walking 40 yards when
you get there. Just yesterday, at Kaiser I watched as a private
vehicle was blocking the ER entrance because they had driven an
emergency there, meanwhile a legitimate ambulance was unable to
enter (and was honking and wailing its sirens etc.)

I suspect this situation creates antipathy towards private motor
vehicles on the part of ER staff, so it does not surprise me
at all that the guy who crashed his car near an ER was told to
call an ambulance.

Steve
 
"Steve Pope" wrote in message
news:[email protected]...

Yes, that is a problem when you have an HMO. I know of people who fell
victim to that in NY when they had an HMO through the military.

When we lived in Alameda and my daughter fell down the stairs, she was taken
by ambulance to Children's Hospital in Oakland. That was not the closest
hospital but perhaps because she was just over a year old they felt it was
the best place to go.
 
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