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New member
Want iPhone 4 with vodafone but bad credit?
Hello. Ok right now I have been on pay as you go for years now and I spend £10/£20 every week which is average monthly contracts providing you stay within your given contract limits. I want to get the new iPhone 4 but I have bad credit. I am and have payed back debts, I worked out my incomings and outgoings and I know I can afford it. The deal I am looking to go for is this.
Vondafone contract.
iPhone 4 16gb (black)
24 month contract
600 mins unlimited texts
£35 Per Month
Handset price (one off cost) £119
But the thing is... I'm frightened of calling vodafone up applying and at the end of it I get declined. I have had a t-mobile contract that I have never missed a payment on. My friend was in the same boat, she right now has a t-mobile contract but still managed to get another contract, and she is now paying for two with no delayed payments. How lucky is she?
I want to personally call them and apply but I am just too frightened. But I'm spending so much on pay & go without any benefits of a contract. I can assure that I will 100% keep my payments up to do date, but having that I have a credit problems that doesn't automatically mean that just because I tell them I can keep up with payment is not an instant approval it's what it is saying on my credit file that they need to see. And have you seen the prices of iPhones? We are not all made of money. Plus I don't want to apply for credit cards, loans etc... as these can get you into debt with a ridiculous like £500+ credit limit, APR etc etc which I definitely know i'll get in to debt at this stage. All I can do is a monthly contract no greater than that.
Please no rude comments. I will only report you. I just want some helpful advice in what I should do.
Thank you very much and thank you for replying in a respectful manner. Great respects to you. x
Hello. Ok right now I have been on pay as you go for years now and I spend £10/£20 every week which is average monthly contracts providing you stay within your given contract limits. I want to get the new iPhone 4 but I have bad credit. I am and have payed back debts, I worked out my incomings and outgoings and I know I can afford it. The deal I am looking to go for is this.
Vondafone contract.
iPhone 4 16gb (black)
24 month contract
600 mins unlimited texts
£35 Per Month
Handset price (one off cost) £119
But the thing is... I'm frightened of calling vodafone up applying and at the end of it I get declined. I have had a t-mobile contract that I have never missed a payment on. My friend was in the same boat, she right now has a t-mobile contract but still managed to get another contract, and she is now paying for two with no delayed payments. How lucky is she?
I want to personally call them and apply but I am just too frightened. But I'm spending so much on pay & go without any benefits of a contract. I can assure that I will 100% keep my payments up to do date, but having that I have a credit problems that doesn't automatically mean that just because I tell them I can keep up with payment is not an instant approval it's what it is saying on my credit file that they need to see. And have you seen the prices of iPhones? We are not all made of money. Plus I don't want to apply for credit cards, loans etc... as these can get you into debt with a ridiculous like £500+ credit limit, APR etc etc which I definitely know i'll get in to debt at this stage. All I can do is a monthly contract no greater than that.
Please no rude comments. I will only report you. I just want some helpful advice in what I should do.
Thank you very much and thank you for replying in a respectful manner. Great respects to you. x