Toyota's financing doesn't MAKE ANY SENSE?

oh yeah totally

New member
Monthly payment for every $1,000 financed: 0.0% for 36 months = $27.78; 0.0% for 48 months = $20.83; 0.0% for 60 months = $16.67.


So if it's 0% for 36 or 60 months, why are there different monthly payments? And wouldn't it make more sense that someone who chose to pay over 60 months would have to pay a HIGHER monthly rate? Makes no sense at all to me...
 
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