I'm still on the fence about skipping this one. My argument is that it may be an all-in-one, but all of those things it does aren't up to par with decent separate devices that do the same thing.
I didn't make the jump to the N93, so the N95 IS kinda my next best thing. There's always going to be something better down the road. That's just how technology works.
If my pattern stays the way it has, I'll end up getting the phone that comes out after the phone that comes out after the N95. That, or I'll sell the N95 for a cheaper, more reasonably priced phone that fits my needs, should it come out.
The N80 was a pretty huge thing when it came out, and I'm appreciative of it because I still got a really good resale price out of it when I did sell it. Maybe the same will happen with the N95 when something newer comes out. I don't see phones getting more expensive than the N95 at this point, but I should probably knock on wood about that.
My girlfriend says I should because phones are my thing, but I still don't know. Whenever someone sees my phone for the first time, they always ask me 2 questions. 1: What phone is that?, and, upon answering, 2: How much did that cost you? With the N95, I really think I'd be embarrassed to tell someone! Unless I could sell both my N73 and my digital camera, using the N95 primarily as a replacement for both, I can't justify the price at all.