Stolen Car: Insurance goes up?

feelslikeflying

New member
Right, so my 05 Acura was stolen. I have filed the report and a claim. Now my insurance company has
30 days to find it.

My question is: Does my insurance premium go up if they don't recover the vehicle?

I know it doesn't make much sense because theft if theft, how am I liable for it? But that's what I've been hearing lately. I hope not, I seriously can't afford to pay more than I already do. (Student with a clean record that used to pay $400 a month!)

Also, if they dont find it, does insurance cover the taxes I paid on my car when I bought it?
So if I paid $15 for it, and my taxes were $2, do I get $17 or $15?
 
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