Someone hit my parked car and left. Insurance says I have a deductible of $1000? Is

Symphony

New member
this true? I read online the following:

In California, the Insurance Code specifically requires insurers to waive property damage deductibles in the event the UIM is a hit and run driver who could not be located.
addendum: California Insurance Code §11580.26 effectively mandates a waiver of an insured's collision coverage deductible where the damage to the insured's vehicle has been caused by an uninsured motorist, including unidentified hit-and-run drivers deemed to be uninsured. Motorists.

Who is telling the truth? My insurance company or the website? Here is a link to the code, in thick legalese.
http://law.onecle.com/california/insurance/11580.26.html
The ethnicity of the jerk that hit me has nothing to do with the question...
 
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