You must not live in the US because here Volvos are VERY expensive and not even comparable to Fords. Here in the US Fords will be much less expensive to maintain and to fix. But Volvos will hold their value longer. Also remember if you buy something used you will not be hit with huge depreciation. I dont know where you live but heated seats are nice, I have them in my VW. Volvos are reliable, safe, but usually more expensive so I think in the long run you are better with the Volvo.