Shit that pisses me off...

That's not always true now is it? I've had savings accounts with no minimums and I've had checking accounts with decent rates of return on the interest.

Every bank is different and offers different solutions to it's various customers.
 
Some banks have interest rates that equate to less than a homeless guy would find in a sewer grate. Which is what someone else missed. Local credit unions rule, as usual, for one's local concerns in my experience.
 
Oh, I got your point, I just disagree with your implications that savings is an "investment."

Most people tend to keep a few grand around for emergencies or whatever, so a high-yield is the best option for that since you can at least earn some interest. Also, I don't believe for a second that you only earned $3 off a 10k deposit (and if you really did, I think that more than invalidates anything you'd have to say on the topic). A high-yield with contemporary interest rates would put you at just around $300 a year on that kind of deposit. ~3% isn't all that uncommon these days; I get that on my HSBC savings.

And some don't, which is why generalizing them is silly.
I can at least agree with you here; my primary checking account is at a small, LA-only CU and the service is amazing.
 
FYI: FOR THOSE WHO MISS THE OBVIOUS​



Patently obvious Sarcasm




A sarcastic drug running reference not obvious sarcasm enough jung gotti? This was in reference the criminal or idiot comment in the previous post i made. No one with a 100+ Iq thinks asavings account is an "investment"



more missed sarcasm. We obviously need a sarcasm button:tongue:


I had to keep 10k in my account to pay off a needlessly protracted legal issue (that was in negotiation), the interest, consequently was not of interest to me.
 
Like this:
2c070a58cc.jpg
 
You know what really pisses me off? When your man stays up all night playing video games, snores all morning because he's over tired, has smoked all the cigarettes, and you can't find the car keys because he had them last.

I think I might commit murder now.
 
bawls_2up.jpg


It'll restore alertness but is $2.50-$3 a bottle. I drove from Md to Florida on a six pack of these and 3 bottles of coke. The name is totally eyeronic, eh.
 
- The video game was "Bang ma woman III"
- He wasn't snoring. He was gagging on a pubic hair.
- That wasn't a vibrator. It was a metal detector. He found the car keys.
 
Here's a bit more information so you people have the whole story.

A few years ago I had a credit card and a roommate. The roommate got pissed and went around town maxing out the credit card. I had an option on the card that supposedly protected me from fraud. Yet after 4 years of bullshit I am still stuck with the bill and rather than fuck with it anymore I've decided to just pay the goddamn thing.

To date this is the only "bill" I've failed to pay on time. It is also part of the reason why I refuse to use anything card related and keep all my assets in a savings account. I'm neither an idiot nor irresponsible. I'm just a nice guy who in this case finishes last.

Carry on with the "advice".

EDIT: Also, can anyone here tell me what the fuck I was paying $25 a month for for "protection"? I'd really like to know.
 
First things first, call the local police department and file a report if you haven't already, you are still within your legal rights to do so. If you have, get the file report number. You must state that you were under the strong verbal impression that the roomie would eventually repay the money he stole from you, but since he has not contacted you and does not respond to your attempts to contact him, you need to file a report.

Secondly, go to annualfreecreditreport.com (DO NOT GO TO .org!) and get your free 3 credit reports. It will show this credit card. Report this statement as fraud and theft that was reported to the police and the credit card company, where the credit card company had a binding legal responsibility to assist you in removing this from your credit report but failed to do so. State how many times you have contacted the credit card company and that they have since refused to assist you in prosecuting the person (state the persons name) and that you have filed a grievance with the police and give them the report number.

Your problem will be resolved.
 
By the time I get all that shit done with the police...again...I'll have a credit report that'll look like swiss cheese. The roomie fucker in question fled the state following a drug investigation and I'm just exhausted with the bullshit.

I'll just pay it off. Like I said, I'm tired with the whole damn thing.
 
Back
Top