I am a 21 yo female, I am married, work full-time (40 hrs/wk) and have decided to start taking college classes to work toward an Associates degree, undecided in what field (I am going to start with general classes and decide from there), at a local community college. I have filled out the FAFSA financial aid and have been denied for any help from that, also the local college uses the EFC number from that to determine if they can provide assistance, I have also been denied for help from them. With being married, I have a lot of bills, (house payments, car payments, etc.) and cannot afford to do this without help, any advice would be appreciated. Thanks.