Ok, I am wondering if you can qualify for a home loan when you have good credit and your spouse has poor credit. My spouse has a VA loan guarentee but we're not sure if he can use it with poor credit scores. We make roughly 38 thousand a year together. We are currently paying 952 a month mortgage payment for the lady who owns the house we live in, the mortgage is in her name but I write the checks and make the payments. Is there a way to use my husband's VA loan with both of our incomes considered but only my credit score?
Sounds confusing, I know sorry. Thanks for any help!
Sounds confusing, I know sorry. Thanks for any help!