PPO vs HSA. Which is better?

  • Thread starter Thread starter acelia i
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acelia i

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My husband's employer no longer will offer HMO's for their employees next year. We have been with our HMO for 7 yrs. He has to choose between a PPO or HSA (health savings acct). We have two healthy school age children. Which insurance is best for a family with small kids? Has anyone had any positive or negative issues with a HSA? PLEASE HELP!!
 
HSA is usually coupled with a high deductible health plan (HDHP) insurance policy. Reviews are mixed, but generally HSA/HDHP plans are better for younger people who generally have fewer health problems.
 
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