Hi, Im looking into starting to claim back PPI which I have on my ford credit agreement for my Fiesta. I took the agreement 31st January 2008.
There are 2 issues I want to raise before I start this claim, One being; When i purchased the agreement to take Finance over the £6400 vehicle, the salesmen clearly stated that 'due to the cost of the vehicle you really should take this' - and me being a mug... I did.
Secondly, I have a friend who works in debt recovery at Gladstone Brooks (PPI reclaiming company) and I mentioned to him that I was looking to start the claim and I mentioned when I took the agreement (I just finished college) and my job at that time was only and 11/hour weekly contract (but i was doing overtime 25+hours week). He was uncertain but he said, ' I thought they cannot even sell PPI if your contracted less then 16hours /week. (again we was slightly drunk so I dont hold him to that information).
But on the grounds of the sales rep stating I do need this, This is enough to start a miss-selling claim. I have read lots from Martin Lewis ETC and he states we just have to send a letter, But I am wondering are there any templates floating about which I can get ideas from?
Thanks rob
There are 2 issues I want to raise before I start this claim, One being; When i purchased the agreement to take Finance over the £6400 vehicle, the salesmen clearly stated that 'due to the cost of the vehicle you really should take this' - and me being a mug... I did.
Secondly, I have a friend who works in debt recovery at Gladstone Brooks (PPI reclaiming company) and I mentioned to him that I was looking to start the claim and I mentioned when I took the agreement (I just finished college) and my job at that time was only and 11/hour weekly contract (but i was doing overtime 25+hours week). He was uncertain but he said, ' I thought they cannot even sell PPI if your contracted less then 16hours /week. (again we was slightly drunk so I dont hold him to that information).
But on the grounds of the sales rep stating I do need this, This is enough to start a miss-selling claim. I have read lots from Martin Lewis ETC and he states we just have to send a letter, But I am wondering are there any templates floating about which I can get ideas from?
Thanks rob