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I plan an extended overseas travel this summer (lasting about 3-4 months). During this time, I will not be using my car in the U.S. I simply will lock it in a garage. I'd like to know how I can avoid paying for my car insurance (or lower my insurance bill) during this time. I understand that I can simply return my plates and drop the insurance before leaving but then upon my arrival back to the U.S. I will be with no insurance at all, and will need to get a new one (this will not happen instantly). Is there an option or insurance company that serves people who are away from the U.S. but who want to get covered when they return right away?