Pain & Suffering and Upside Down in car loan regarding accident in Illinois?

  • Thread starter Thread starter DharKen
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DharKen

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I was hit head on and the other driver was ticketed for failure to reduce speed to prevent an accident. I put the claim through my insurance company and they are going to go after his since he was at fault.

My car was totaled, and I am going to end up owing about $1500 more on it than what the insurance company is going to give me. Am I able to seek out the other $1500 from him for the remaining balance? Is this done in small claims court?

Also, my insurance company said that I could put a separate claim into his company for pain & suffering. Is there a usual amount? I was taken by ambulance from the scene and sustained extensive bruising on both knees and across my chest from the seatbelt.
 
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