Over-fucking-drawn

S

Skeezux

New member
So, for the first time in my life I am over drawn in my checking account. 21 bucks in the fucking hole. I have a check but will not be able to cash it until noon tomorrow, (or can I cash it on Sunday at the ATM?). I have no clue what type of charges will be applied or when they will be applied. I've been over charged every since this fucking friday. What will happen?
 
Eh, they usually only charge you 30-50 dollars for one single overdraw.

Keep fucking doing it on little bills.... it adds up. It's nothing. Just pay it off, don't fret, get it over with. You're good to go. :)
 
Happens to everyone. You just hope that you catch it before you keep spending. Havok's right, that'll kill you. Most banks will charge you 30 I think, so your just 50 bucks down.

Edit: Woops, now your not. Sorry!
 
LOL.

I have overdrawn my account so many times. I'm REALLY bad with money.

I got a letter in the mail the other day. An "Official notice" from the "Fourth Judicial District Attorney" office. I wrote a bad check to Safeway for $27.58 in June. Complete accident.

NOW, I have to pay for a class ($165) and attend it on a weekend. Another $55 in bounced check fees.

So that fucking check for $27.58 is now costing me $247.58

I called them. Safeway NEVER sent me anything. No letters, no phone calls. They didn't even try to run the check through my account again. Apparently, they don't have to.

Anyways. I have $116 in my account and two checks out for $50 each. That will leave me $16 to last me two weeks. I am going to have to withdraw $50 in cash today. Hooray for overdraft fees.

I feel your pain, however it's not the end of the world. The feeling it gives you is one of doom. It'll pass, just don't let it happen again. Write everything down in a check register or something. If I did that, I wouldn't have this problem.
 
Roffles. That you are. I'm about to overdraw my account again so I can buy a bus pass. So yes, you are loaded. Wanna buy me something? :tongue:
 
This is a lesson I had to learn the hard way and for a while. I actually don't write checks anymore because of it. Since I'm married both me and my wife have access to the account and have cards. This makes it difficult to keep track of point of sale items. We often had alot of checks for bills bounce because we didn't track our POS purchases.

So we sorted it out. a portion of our required bill money is taken out of the check on the 15th and set into the savings. Our savings is primarily as a holding box for bill money. On the check on the first we take the bill money from the savings and the required bill money from the checking to pay all our bills. We pay as many local bills in cash with recipt as possible. All others are paid with money order. On that day. Not any later. After that we go food shopping and any further money from there is vaugely monitored as it gets low. If we gotta make big purchases one will ask the other or go to the ATM to get a balance. On rare occasions we still overdraw but not by much.
 
I overdrew my last account by $50 because I thought I had $150 in the bank and I only had $100, so they charged me $33 for each overdraft. It was $50 but over about 7 transactions. I ended up coming out -$171 that I still owe, and my account got closed because I'm a broke ass ho.
 
I went in to deposit a paycheck once and it all went to overdraft fees. I didn't know I was overdrawn. I had less than $10 left to last to the next check.

I turned off overdraft. Now if I go in the hole they won't let me dig myself deeper. My card will decline transactions until I get above again.
 
All is taken care of. I didn't realize that all of the purchases in the red were still pending. Yesterday, I just put my check into my account and no charges at all. Go fucking figure.
 
yea those faggot cunts at wamu tryed to fuck me in the ass last year,

i specifically told the bitch when i was making my account i do NOT want to be able to overdraft, ive had problems before with overdrafting, and ofc she was all oh ok, ill make it so your account cant overdraft blahblahbfuckidyblahblah

2 months later i get a statement from em saying i owe em 213$ for 5 overdrafts .... like wtf? so i said fuck those cunts theyre never getting the money from me they can shit all over my credit all they want ill shit in their mouths before i give em my fucking money!

:gun::gun::gun::gun:
 
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