If the costs of the N95 is over $800 I will never buy it. As much as I love phones, I can't see myself buying a phone that costs as much as a laptop. If somehow the iPhone is discounted then I'll buy it otherwise I'll stick to my E50. I already have a portable GPS in my car, an iPod and a great phone in the E50.
I'm a firm believer in spending money the right way.