Nokia 6265i CARD problem

So I got an pqi card 1gb.. the pc reaRAB it fine.. 1 gb.. the phone says "unformatted" It does not even let me format.. should it be fat system? fat32? whats going on? is my phone defective?
 
Is it on the approved list (located in the Nokia forum), because they said the phone is very picky about the ones it lets you use.
 
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