39.99 for 1000 minutes, $34.99 for BIS/texting, 5.99 for insurance. If I switched to this I would only be saving 24.79 over what I'm currently paying now (49.99 Unlimited Loyalty Plan). I just got my bill and I only used 104 minutes this month. The only thing is that I don't use the same amount of minutes every month so I wonder if this would be worth it for the last 8 months of my current contract.