Need financial estimates..?

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Idean

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I have an financial section business plan project (using microsoft excell) and basically my business is a small start up service that offers software based applications for 3G cell phones. I'm only starting with about 8 programmers, an IT guy, a CEO (me), and 1 marketing and finance person. However, I'm struggling on estimating some costs, and need to know the following to input for excell:

1) for the income statement, how much would insurance (at a fixed cost) and other operating expenses (like utilities for this type of small business) be?
 
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