Bad credit and cant get loan.? I lost my job in November and my husbands hours were cut temporarily and we fell behind on our bills. We only owe 2,800 and our rent to own home will be paid for but I have no idea where I can come up with this amount. My entire family is struggling and noone can afford to loan that amount to us. Our non necessity bills such as the phone and internet will be disconnected this week since we have not paid it in 2 months. I honestly only care about paying my housing bill, this comes first but just have no clue what to do at this point. I have gathered several items from my home to use in a yard sale but they will not bring over $100. I was going to voluntarily surrender my vehicle but we need it for my husband to get to work. Our credit has suffered because of poor financial decisions we made in the past, so we have been denied for every type of loan there is. I have a personal loan out at the moment but I informed them I lost my job and they will not refinance it until I find work, and they have already stated that I need collateral equaling up to the amount I need, which I dont have. Any suggestions would be greatly appreciated.
To clarify, we are behind 2800 dollars our home was to be paid off the end of december. I do have money to pay my bills just not enough to pay that lump sum we are behind as well as non necessity bills.
To clarify, we are behind 2800 dollars our home was to be paid off the end of december. I do have money to pay my bills just not enough to pay that lump sum we are behind as well as non necessity bills.