You are covered for certain things under the ruling guidelines and I guess depending upon where in the world you happen to be. Where I am you get carted off to the hospital and usually don't have to pay for that but it is mandatory and sensible to have your own cover for ambulance. My son once had to be airlifted from one state to another and without cover it would have cost $5000. As far as any other cover you are pretty much on your own.
