Seems like very low miles for a 22-year old car. If that's true mileage, then it could be a decent deal. Insurance will be low, and Tauruses were pretty safe.
However, that being said, it's still a 22-year old car. Make sure you spend $100 or so and have a mechanic check it over thoroughly. Low mileage means nothing if it hasn't been maintained or it's been sitting outside for 20-plus years.
I would worry about spending money on faded paint. It's your first car, keep the cash you have in the bank for repairs. On a 22-year old car, things are going to go wrong. Belts, hoses, etc. A shiny new paint job on a car that doesn't run gets you nowhere.