Is switching Home Loan to lower Interest rate bank is a wise decision?

Gagami

New member
Am having HDFC Home Loan for last 2 years. Currently there are many banks offering lower interest rate than my existing interest rate. is swithing to them is a good option. if no then why? if yes then why? and how to do it and which bank is a better option in india? can i switch to new offers from HDFC itself with lower interest rates?
 
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