Hi,
A driver made a reverse and hit my bumper last week. nothing happenned to my car but his step bumper is a bit bent. not the secretary of the company called wants me to pay around $2000! or she will involve insurance.
Should I actually involve insurance first since it is not even my fault? should I also report to the police? will it benefit me in any way to report to police VS. not report to police. VS other driver reporting to police first? HOW WILL insurance company make a decision who is at fault if I say he drove reverse and he says i drove at him??
THANKS.
A driver made a reverse and hit my bumper last week. nothing happenned to my car but his step bumper is a bit bent. not the secretary of the company called wants me to pay around $2000! or she will involve insurance.
Should I actually involve insurance first since it is not even my fault? should I also report to the police? will it benefit me in any way to report to police VS. not report to police. VS other driver reporting to police first? HOW WILL insurance company make a decision who is at fault if I say he drove reverse and he says i drove at him??
THANKS.