Daym$7K?? You better get some "Sucky Sucky" w/that qoute. Shop around. There are much better deals out there. I've got state farm NJ, and im paying $800/yr (Full Coverage on my 1098s)
Riders Insurance...Full Coverage...500 Deductible...5000 Accessory Coverage...Two bikes...25+...600 Dollars a Year. If you can get riders, I say go for it. They due NJ, PA, DE, and some other few states I think now.
The biggest hit is Credit Checks...Insurance is greatly affected by this. The crappier you credit the higher the amount you have to dish out for insurance. USAA doesn't due motorcycle insurance either. They outsource it to Geico I think.
Oh ok...Gotcha. Progressive wanted to charge me like 3K for both bikes for a year. Geico was just as bad too. I didn't try state farm though since they pissed me off when I had them with my car and swear I will never go back to them.