In a free country, shouldn't the individual be allowed to decide whether or...

Y

Yahoo Answer Angel

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...not to purchase health insurance? or simply pay a fee for the service as needed?

My family is not insured. We go to the acute care clinic when we get sick, and the fee is usually under $100. Last year, we probably paid about $500 out of pocket toward medical care. I have friends who pay about $500 per month in health insurance whether they use it or not. Sometimes years go by with minimal use. It seems like they could put that kind of money in an account and use it if they need it. What do you think about the idea of personal freedom and the government not micromanaging our lives?
Urgent care is not an emergency room, for those who may not know. It's a place where you can make an appointment and see a general practitioner, usually on the same day. The cost of an ER is generally 20 times the cost of an urgent care.
 
Applying a laissez-faire approach to health insurance WOULD be alright if:

A) SO many kids did not suffer from lack of good health care,
B) If the health industry wasn't driven by greed and pharmaceutical promos (well-same thing),
C) People really KNEW when to go to doctors and when not to,
D) Doctors really KNEW when to act and when to kiss their HMO's a**es,
E) We were not in the middle of a PANDEMIC now, predominantly due to a combination of a mutated virus and poor health education.

There are other factors, but if the gov't wants to "micromanage" MY life by paying for good health care (but let them stay OUT of all other aspects, such as my political/ethica/religious beliefs, etc.,) then I say...how much worse can THEY do than corporate "health care" has done?

In the end, anything motivated by profit alone is by nature, corrupt. AND, it has nothing to do with the Hippocratic oath that all doctors take; "Do no Harm"! Under managed care, they do PLENTY of harm in the name of the bottom line!
 
Sounds reasonable to me.

Everything they touch turns to ash......

Everyone HAS coverage now.

I want to speak English to my doc. Is that too much to ask???
 
No.

Steve nailed the reason.

As long as we insist on running our lives with money, we will always pay - in one form or another - for those with no healthcare.

We can do it as we are now (and pay entirely too much for bad care, and get refused treatment when a serious illness occurs) or we can spend just as much as we are now (perhaps less) and insure everyone.

Btw, do you really think your ER visits really only equate to $500/month?
 
All the other industrialized countries have freedoms that match or surpass America's,
And all of them have national health.

Except the US, because the US is a giant pyramid scheme set up to financially rape the citizens contained inside who barely ever get a vacation or travel outside it's boundaries.

American's life expectancy average rank #37 in the world. Not too shabby for a second world nation.

It can be cheaper to go without insurance, but not when you have children,
if something happens you're screwed, or you can just not pay and get everyone else who's already being financially raped to pay even more.
 
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