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im 20 i'm about to be 21, i haven't established credit yet but i would like to by doing car loans, i been to about 2 car lots so far and they tell me i need a co-signer and even then i can be rejected because i have no credit. I got my g/fs dad to co-sign for me but he has zero credit as well when they checked it and we weren't able to get the car. I was wondering if someone knows of a bank that gives loans for cars that are 2005 and older because i got informed that banks only like to give loans on cars that are 2005 and newer i know the reason being why they do that but another thing to consider is a lot of 2005 cars and newer are more expensive, theres a mustang thats 6k i can pay that off versus something thats 10-15k year 2005 and newer.
so how do i start establishing credit?
so how do i start establishing credit?