Im starting a business in Texas. How do I avoid workers comp insurance?

Ken Mash

New member
I want to start a business in Texas. I will file a ficticious business name and I want to include my husband and son. As a partnership I can avoid workers comp insurance but I dont want to make it a partnership.
As soul owner do I have to make my husband and son 1099 sub-contractors to avoid the workers comp or is there another way we can do it so we can split any profit accordingly?
 
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