have no credit history? I have no prior credit history and my parents cannot cosign for me. I want to put 3000 down though and finance the car through them. Do you think I will be approved? I make 700-800 a month and pay no bills and i go to college full time. Dont tell me I am too young to get into debt because I do not care i make alot of money and pay no bills and want this car. Can I get approved with that big of a downpayment?