If I am married, do I have to add my husband to my car insurance?

B

Brihfl

New member
I live in Dallas, TX and am trying to get full coverage on a vehicle thai I am still paying on. I am the only one who drives the vehicle to work and back, adding my husband makes my monthly payment ridiculous because he has had an accident and 2 tickets. Do I have to add him on my policy? Some people say yes and some say no, I am confused....Also, does anyone know of the most affordable insurance in the Dallas area?
 
I live in Texas as well. Many years ago my husband (now my ex) got his driver's license suspended so when I went to get auto insurance I told my agent that I did not need insurance for him. They informed me that I HAD to cover him yet they also told me that if he had gone to purchase insurance he wouldn't have to cover me if he didn't want to. It's a law, I was told. Sounds discriminatory to me though.

I would call around about the insurance if I were you.
 
Most insurance companies require all licensed drivers in the household to be listed on the policy as potential drivers(even if they don't drive the car). Contact your insurance carrier. Some have an option to remove the other drivers from the policy but you have to sign an affidavit saying he will not drive the car and the car will not be covered if he does. You are also legally liable if you let him drive the car after signing this.
 
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