I just got a court summonse from capital one credit card, they want me to

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joanth21

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appear in court on august 3rd..? I have a debt with capital one of over 2 thousand dollars. I stop paying for it about a year ago. Now the thing is that i am out of the US, Im currently in canada working with a work permit.

Does anyone know what would happend if I dont appear in court? Or what acction I should take to avoid any problems with the court. I would appreciate any answers.
If I do not attend the court hearing and I get a default judgement, what does this mean? What are the implications of this?
 
Since you live so far away you may be able to hire a lawyer that would go to court in your place. No matter what, arrangements will have ti be made to pay the debt
 
File a "Motion for Continuance" with the court, which is a fancy term for "delay." The worst that can happen is that they'd say "no." If this won't work:

On the court date: DO NOT be a no-show under any circumstances whatsoever. Not showing up is the worst thing you can possibly do. Even if you are frightened....or you're sick with a 102 degree fever...or if you think that you'd loose, show up anyway! If you don't, the other side will get a default judgement and they will get this on THEIR terms. They will tack on all sorts of add-on fees and the amount of the judgment could end up being two or three times the actual amount of the debt.

What this means is that when you come back to the States and work again, you may be looking at maximum wage garnishment, which can be as high as 25%.
 
File a "Motion for Continuance" with the court, which is a fancy term for "delay." The worst that can happen is that they'd say "no." If this won't work:

On the court date: DO NOT be a no-show under any circumstances whatsoever. Not showing up is the worst thing you can possibly do. Even if you are frightened....or you're sick with a 102 degree fever...or if you think that you'd loose, show up anyway! If you don't, the other side will get a default judgement and they will get this on THEIR terms. They will tack on all sorts of add-on fees and the amount of the judgment could end up being two or three times the actual amount of the debt.

What this means is that when you come back to the States and work again, you may be looking at maximum wage garnishment, which can be as high as 25%.
 
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